Understanding the Promise Mascot Agency: Is Paying Shimazu’s Debt Worth It?

At first glance, Promise Mascot Agency may appear to be a straightforward business simulation game. However, beneath its playful exterior lies a rich narrative filled with dramatic twists and turns. Players engage in the dual challenge of recruiting Mascots and building a thriving business while simultaneously striving to secure their family’s safety from external threats.

Central to the game’s plot is an overwhelming debt of 12 billion Yen owed to rival Yakuza clans. This looming financial obligation places tremendous pressure on the matriarch, prompting players to question whether settling Shimazu’s debt in Promise Mascot Agency is necessary and what the implications are for neglecting these familial responsibilities.

**Note: The following content reveals minor plot spoilers regarding Promise Mascot Agency.**

Is Paying Shimazu’s Debt Necessary in Promise Mascot Agency?

A player's truck showcasing Pinky and Shimazu's threat level in Promise Mascot Agency

In summary, you are required to contribute to Shimazu’s debt, but you are not obligated to repay the entire sum of 12 billion Yen. As part of the narrative progression, you’ll need to provide at least 1 million Yen towards the family’s finances. Beyond this minimum, the key focus should be on maintaining a manageable threat level rather than prioritizing debt repayment.

Since resources can be limited in the game, players are encouraged to allocate funds towards essential business operations, such as recruiting and supporting the Mascots you bring on board, revitalizing the town, and acquiring helpful items like Hero Cards. However, it’s worth noting that there are advantages to making additional contributions to the debt. Shimazu will grant you a temporary 2% reduction on your nightly bills up to three times, and this decrease is cumulative. The precise amount needed to trigger these reductions remains somewhat vague, leading to the optimal strategy of sending smaller payments to retain funds for operational costs.

The reason full repayment isn’t mandatory is intricately linked to the story’s development. Without revealing too much, there exists a plot resolution that alleviates you from the ongoing burden of funding Shimazu and her clan.

Consequences of Not Paying the Debt

Game over screen in Promise Mascot Agency

While it’s not critical to clear the entirety of the debt, it is essential to make payments to Shimazu, even beyond the 1 million Yen minimum stipulated by the storyline. If insufficient payments are made, Shimazu will face dire consequences from her adversaries, potentially leading to your failure in the game. Fortunately, this doesn’t entail significant repercussions; you can easily respawn at your last autosave point and correct your previous missteps.

Promise Mascot Agency is designed to be accessible and engaging, making failure relatively rare. As the game continually alerts you to escalating threat levels, players should promptly seek avenues for quick financial gains through Mascot tasks or merchandise sales. Unless players choose to pause their progress for extended periods or deliberately attempt to fail, they are unlikely to experience an actual game over scenario. Furthermore, intentionally failing does not unlock any achievements, meaning there is little incentive to explore that path aside from observing different dialogue sequences.

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