InZOI: A Realistic Life Simulation Experience
InZOI is an immersive life simulation game that offers players a highly realistic experience. In this vibrant virtual world, you can create your own avatars, known as Zois, and guide them through various life journeys such as building careers and starting families.
A notable feature designed with beginners in mind is the option to open a bank account. While this financial aspect isn’t heavily highlighted within the game, this guide will illuminate how players can successfully manage their Zois’ financial endeavors through banking in InZOI.
Opening a Bank Account in InZOI
InZOI utilizes a whimsical in-game currency called Meows, with players initially provided a set amount to kickstart their gameplay. However, managing these funds can be challenging as Zois quickly spend their Meows on necessities like food and items.
After creating your Zoi, you’ll select a city and a home, choosing between two distinct locations, each boasting unique cultures and environments. The cities feature a blend of residential and public spaces, providing a backdrop for your Zois’ life adventures.
Zois can visit one of the banks to open and manage their accounts. While a Money Cheat Button is available for immediate funds, players are encouraged to earn their Meows through gameplay, richly enhancing their experience. Here are the two banks where you can manage your finances:
- Narae Bank – Dowon
- Southwest Bank – Bliss Bay
To access a bank, use your phone or open the map by clicking the Edit City button located at the bottom of the screen. You can travel to the bank via car, subway, or bus, with the option to purchase vehicles through your cellphone.
Upon entering the bank, your Zoi will find ID Scanners positioned on white tables in the central area, which are essential for account setup. After an account is established, your Zoi will receive a confirmation text, ensuring a seamless transition into financial management.
Utilizing a Bank Account in InZOI
Exploring Savings Accounts and Loans
Your Zois can leverage their bank accounts for two primary functions in InZOI:
- Depositing funds into a savings account.
- Applying for bank loans.
Savings accounts are beneficial as they generate interest over time with regular deposits. Players can start with a Tier One Deposit, and as days progress, they will receive their deposit along with earned interest, allowing them to subsequently move to higher deposit tiers.
Additionally, Zois can apply for a Tier One Loan. Once submitted, the loan application undergoes a review, and the funds will be credited to their account automatically following a processing period of approximately three in-game hours.
It is important to note that Zois’ bank accounts will be restricted until any outstanding loans are repaid. To settle a loan, simply visit the bank and use the ID Scanner; the option to make a repayment will be made available, with the total deducted from the account.
Loans are structured similarly to savings deposits, so as your Zoi repays their loan, they become eligible for higher loan amounts in the future.