If you’re an avid player aiming to amass millions in Los Santos, this GTA 5 money guide, tailored for both Online and Story Mode, will be your roadmap to wealth. Rockstar Games provides numerous money-making opportunities in the multiplayer world of Grand Theft Auto 5. However, reaching millionaire status can be challenging due to the significant amount required. While having $1 million in your GTA bank account qualifies you as a millionaire, true wealth in the game means accumulating far more.
This GTA 5 money guide will concentrate on achieving multi-millionaire status so you can genuinely enjoy the lifestyle of a wealthy player in Los Santos. Adhering to this guide will also aid in ranking up effectively, as many money-making activities yield Reward Points (RP).
While the popular multiplayer game has a wide array of earning strategies, not all are worth the effort. Therefore, dedicated players should prioritize the most effective options.
The GTA 5 money guide recommends grinding the following missions and tasks to become a millionaire in the multiplayer game:
- Cayo Perico Heist
- Dr. Dre’s VIP Contract
- Bunker business
- Bail Enforcement Office
- Auto Shop business
It’s important to note that while all the mentioned jobs can be completed in groups, they can also be tackled solo. Hence, if you’re playing GTA Online solo in 2024, it’s essential to attempt these daily. Establishing a routine will expedite your journey to millionaire status and unlock additional benefits in the game.
How to Grind the Cayo Perico Heist to Become a Millionaire in Grand Theft Auto 5 Online
True to its name, this heist mission can lead you to millionaire status in GTA Online with just one execution. However, completion will take approximately 1.5 to 2 hours, depending on your skill level and experience.
Bear in mind, you’ll need to purchase the RUNE Kosatka submarine for $2,200,000 (base price) to access the mission.
Readers of the GTA 5 money guide should be aware that the Cayo Perico Heist contains six lootable items of varying values:
- Madrazo Files: $1,100,000
- Sinsimito Tequila: $630,000
- Ruby Necklace: $700,000
- Bearer Bonds: $770,000
- Pink Diamond: $1,300,000
- Panther Statue: $1,900,000
The Madrazo Files is a unique loot that appears only on the first heist run; afterward, you’ll receive one of the other five items. The Panther Statue, offering the highest payout, has a low spawn rate.
Moreover, players can also steal secondary loot from the Cayo Perico Heist, including:
- Cash: Between $78,750 and $83,250
- Artwork: Between $157,500 and $180,000
- Weed: Between $130,500 and $135,000
- Cocaine: Between $198,000 and $202,500
- Gold: Between $328,584 and $333,192
The final payout can vary widely, with potential earnings ranging from $630,000 to $7.1 million when completing the heist. For in-depth strategies, readers are encouraged to consult the GTA 5 Cayo Perico heist guide.
How to Grind Dr. Dre’s VIP Contract to Become a Millionaire in Grand Theft Auto 5 Online
For those seeking top-dollar earnings through non-heist missions in GTA Online, Dr. Dre’s VIP Contract stands out. This lucrative source can yield as much as $1.1 million. However, players must first purchase the Agency Business to access this contract.
The following steps are essential to unlock the core missions of Dr. Dre’s VIP Contract:
- Buy and establish the Agency Business.
- Complete a Security Contract from the Agency computer.
- Visit the Los Santos Golf Club to meet Franklin Clinton and Dr. Dre.
- Complete the On Course setup mission.
- Complete the Setup: Data Recovery mission.
Once completed, players can engage in the main missions of Dr. Dre’s VIP Contract, which are as follows:
1. On Course
2. Setup: Data Recovery
3. The Data Leaks
- Setup 1: Nightlife Leak
- Prep 1: Investigation: The Nightclub
- Prep 2: Investigation: The Marina
- Prep 3: Nightlife Leak/Finale
- Setup 2: High Society Leak
- Prep 1: Investigation: The Country Club
- Prep 2: Investigation: Guest List
- Prep 3: High Society Leak/Finale
- Setup 3: South Central Leak
- Prep 1: Investigation: Davis
- Prep 2: Investigation: The Ballas
- Prep 3: South Central Leak/Finale
4. Studio Time
5. Don’t F*ck With Dre (finale)
Completing the final mission of the VIP Contract will earn you $1,000,000, in addition to around $100,000 from the setup missions.
How to Grind the Bunker Business to Become a Millionaire in Grand Theft Auto 5 Online
If you’re looking to secure millions in GTA Online through business ventures, the Los Santos Airbase Bunker should be a top contender. It serves as a prime source of passive income, capable of generating substantial profits if managed properly.
Readers of the GTA 5 money guide should consider that this business requires significant upfront investment before it starts yielding profit. While buying and managing the Bunker is straightforward, players should implement the following upgrades promptly:
- Purchase Equipment Upgrade for $1,155,000
- Purchase Staff Upgrade for $598,500
- Purchase Security Upgrade for $351,000
- Assign Staff to Manufacturing
These four enhancements will not only speed up production but also raise the value of your products.
After making these upgrades, players need to determine the optimal times to sell their goods. Rockstar Games allows for the sale of any amount of produced goods at any time, but it’s recommended to wait until the Stock bar is full for maximum profit.
The Los Santos Airbase Bunker offers two locations for selling goods: Los Santos and Blaine County. For maximum profit, always choose to sell in Los Santos. A full product batch sold here can net you around $1 million.
For more detailed strategies, readers are encouraged to check out the GTA 5 Bunker Guide on optimizing this business.
How to Grind the Bail Enforcement Office to Become a Millionaire in Grand Theft Auto 5 Online
The Bail Enforcement Office in GTA Online is a recent addition and is excellent for solo grinding. It opens up three money-making methods that you can pursue one after another:
- Most Wanted Bounty missions
- Bail Office Bounty missions
- Bounty Hunting through Agents
Although the Bail Enforcement Office doesn’t offer direct million-dollar rewards, cumulatively the missions and tasks can yield significant earnings if worked on consistently over one to two hours. Below is a rough estimate of potential earnings:
- Most Wanted Bounty missions: Approximately $120,000 per target, one target daily.
- Bail Office Bounty mission: Roughly $40,000 per target, with up to three targets available hourly.
- Bounty Hunting through Agents: Earnings unknown; you can send up to two agents every 45 minutes to capture targets.
Grinding these consecutively, players could earn around $300,000 per hour in Grand Theft Auto 5 Online.
How to Grind the Auto Shop Business to Become a Millionaire in Grand Theft Auto 5 Online
Despite being launched over three years ago, the Auto Shop remains one of the best investments in GTA 5 Online. Owning an Auto Shop not only provides various perks but also opens up money-making methods, including:
- Personal car customization garage
- Storage for 10 vehicles
- Auto Shop Client Jobs
- Exotic Exports
- Auto Shop Contracts
- Snacks Tray
Focusing on becoming a millionaire in Los Santos, this guide emphasizes the Auto Shop Client Jobs and the Auto Shop Contracts.
The Auto Shop Contracts resemble mini heist missions, offering rewards between $170,000 and $375,000. Rockstar Games has designed six Auto Shop Robbery Contracts:
- The Data Contract: $170,000
- The E.C.U Job: $172,000
- The Prison Contract: $175,000
- The Bank Contract: $178,000
- The Lost Contract: $180,000
- The Agency Deal: $182,000
- The Superdollar Deal: $185,000
- The Union Depository Contract: $300,000 – $375,000
It’s crucial to note that completing The Union Depository Contract as a group will secure the full amount; solo players will earn less. All other missions provide the same reward, regardless of whether you play solo or with a crew.
Auto Shop Client Jobs involve repairing customers’ vehicles and delivering them to their destinations. The number of cars depends on the installation of one or two Car Lifts in your property.
A car can spawn approximately every 45 real-life minutes, with each vehicle rewarded differently. Full profits from a vehicle can range between $40,000 and $80,000. However, damages incurred during delivery will reduce earnings proportionally.
Players are advised to implement only customer-requested modifications to maximize rewards.
By consistently grinding these five businesses and missions, you should find yourself on the path to becoming a millionaire in Grand Theft Auto 5 Online in no time. Additionally, consider exploring the following profitable methods within the multiplayer environment:
- Salvage Yard
- MC Club Businesses: Cocaine Lockup, Meth Lab, Counterfeit Cash Factory
- Acid Lab
- Hangar Business
GTA 5 Money Guide: How to Become a Millionaire in Story Mode
While the aforementioned methods are tailored for Online gameplay, players can also achieve millionaire status in Story Mode. There are two primary avenues through which Michael De Santa, Franklin Clinton, and Trevor Philips can accumulate wealth:
- By completing the main storyline and receiving the payout from the Union Depository heist (The Big Score).
- By manipulating the in-game stock market.
The latter option involves completing Lester Crest’s Assassination Missions. With proper preparation, all three characters can potentially become billionaires. For more insights on stock market manipulation, players can refer to the GTA 5 Stock Market Guide.